Fintech · 720-hour cycle
kaedax builds production fintech software — underwriting consoles, payment flows, lending platforms — in a fixed 30-day (720-hour) cycle. KYC/AML flows, signed audit trails, scoped IAM, and PCI-aware architecture are built into the spec from day one, with every pull request reviewed by two senior human engineers.
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[ §01 ] the problems we're hired for
Industry estimates put compliance at a quarter to nearly half of fintech build cost. Agencies that treat KYC, AML, and audit trails as a final phase ship rework, not product. We write the audit-log schema into the spec before any feature code exists.
It handles real money, real PII, and real regulatory obligations from the first user. The typical agency quotes 3–5 months because their process assumes humans type everything. Our agents handle the volume; the 30 days buys you a production system, not a demo.
Credit bureaus return malformed data, banking APIs rate-limit at the worst moment, KYC vendors change schemas without notice. We build adapter layers with retries, idempotency, and replayable webhooks — the unglamorous plumbing that decides whether your product survives month two.
Every decision your system makes needs to be explainable and reconstructable. Signed audit trails, decision-explainability UIs, and append-only event logs are defaults in our fintech builds — not premium add-ons.
[ §02 ] what ships
The shapes of fintech work that fit a 720-hour cycle. Every build ships with runbooks, monitoring, and 30–60 days of post-launch on-call.
Bureau integrations, scoring runners, analyst queues, appeal workflows, committee paper trails.
Idempotent payment orchestration, reconciliation jobs, webhook delivery with replay, dispute surfaces.
Vendor-agnostic identity flows, risk scoring, case management for manual review, SAR-ready evidence trails.
Signed append-only logs, scoped IAM, customer-managed keys, regulator-readable exports.
[ §03 ] proof
We expected a prototype. We got a production console with audit trails our compliance team was actually happy with. Three days early.
[ §04 ] questions
Market rates for a regulated fintech MVP start around $50,000–$80,000 and run past $300,000 for enterprise platforms, with compliance often 25–40% of the total. kaedax prices per fixed 720-hour cycle, shared on the scope call once we understand the build — the cycle is fixed, so the variable is how many cycles your product needs.
Typical agency timelines are 3–5 months for an MVP and 8–14 months for a platform. kaedax ships a focused fintech product — one underwriting console, one payment flow, one onboarding surface — in a single 30-day cycle, because agents run the delivery loop and humans review every PR.
Yes — they are defaults, not add-ons. Every kaedax fintech build includes scoped IAM, signed append-only audit logs, and KYC/AML flows designed with your compliance counsel. We are the engineering partner, not the auditor of record.
For one focused surface, yes — our LATTICE engagement shipped an underwriting console with six bureau integrations and a full audit log in one cycle. Multi-product platforms don't fit a single cycle, and we say so on the scope call.
You do, entirely. Repo, CI, secrets, deploy keys, agents, prompts, and eval harnesses live in your accounts from day one. We have no continuing access once the post-launch on-call window ends.
A 15-minute scope call with a kaedax founder and the engineer who'd lead your build. We either fit your fintech product into 720 hours, or we tell you why not — same call.
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